Dellway Investments & ors v NAMA & ors [2011] IESC 14 (Supreme Court, 12 April 2011)
Supreme Court allows partial appeal from High Court, and makes declaration that appellants are entitled to be duly informed by NAMA of any intention to acquire eligible bank assets related to their credit facilities, in order that they may make appropriate representations.
Murray CJ: Section 84 of National Asset Management Agency Act 2009 – right to make representations – whether borrowers entitled to be informed of NAMA’s intention to consider acquiring eligible bank assets – principles of constitutional justice – powers of NAMA above those of ordinary banks. (Full text.)
Denham J: Fair procedures – interference with constitutionally protected right – mootness – right to be heard – exceptions to general principles as to rights – urgency – whether hearing by NAMA would be unworkable – necessity. (Full text.)
Hardiman J: Entitlement to notice that loans being compulsorily taken by NAMA – fair procedures – consequences of acquisition – significance of NAMA’s own business plan – estimated life of NAMA at 7-10 years – significance of “impairment” of loans – reputational damage of loans being acquired by NAMA – right to a hearing – interest in outcome of administrative decision – right to fair hearing by unbiased body – exclusion of rights. (Full text.)
Fennelly J: Effect on value of property of NAMA decision to acquire – effect on borrower – effect on other contractual relationships – effect on reputation. (Full text.)
Macken J: Right to be heard as general principle of law – whether right can be set aside – addressees of decisions which significantly affect their interests. (Full text.)
Finnegan J: NAMA’s statutory exemptions and powers in relation to mortgages – consequences for mortgagor of transfer of mortgage to NAMA – mortgagee’s duty of care to mortgagor – rights of mortgagee on transfer of mortgage. (Full text.)
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